Hyundai Car Insurance

• Hyundai offers a diverse range of cars, including hatchbacks, sedans, and SUVs. Its offerings include petrol, diesel, bi-fuel and electric vehicles.

• Hyundai’s current lineup in India includes the Aura, i20, Grand i10 Nios, i20 N Line, Alcazar, Creta, Creta N Line, Creta Electric, Exter, Ioniq 5, Tucson, Venue, and Venue N Line.

• The starting price for Hyundai cars is ₹5.6 lakhs (on-road price) for the Grand i10 Nios, while the all-electric SUV IONIQ is the most expensive car, with an on-road price starting at ₹55.7 lakhs. Most of its cars are priced in the mid-range segment.

• Hyundai is known for producing reliable, feature-rich and safe vehicles at competitive prices. Its cars feature high fuel efficiency, connectivity features like Bluelink and safety features like automatic braking.

• Hyundai Motor India produces the full range of Indian vehicles locally at its Chennai factory. As of 2025, the brand has sold 9 million vehicles in India since its inception, making it the country’s second-largest passenger car maker.

• High Chances of Road Accidents: Road accidents have become commonplace across India, as evidenced by the total accidents increasing from 3.72 lakhs in 2020 to 4.87 lakhs in 2024. A car insurance policy covers loss and damage from such accidents.

• Covers a Broad Range of Damage: Your newly bought Hyundai is vulnerable to many threats, including accidents, fire, explosions, vandalism, riots, and natural calamities. Getting a specialised Hyundai insurance coverage provides all-inclusive financial protection.

• Mandatory Legal Requirement: Section 146 of the Motor Vehicles Act makes third-party insurance mandatory for driving in India. Without valid insurance documents, you can face fines from ₹2000 to ₹4000, imprisonment up to 3 months, or both.

• Pays for Expensive Repairs: A breakdown of the i20, one of Hyundai’s most affordable cars, typically costs between ₹3000 and ₹20,000 based on the damage type, part replacement and labour charges. To avoid paying large out-of-pocket expenses, you must have four-wheeler insurance.

• Third-Party Damage and Injuries: Accidents involving your Hyundai vehicle can cost lakhs of rupees, as there is no upper limit on third-party liability in India. A 3rd party car insurance plan safeguards you from legal and financial liabilities for causing injuries, fatalities and property damage.

• Risk of Vehicle Theft: Car theft has increased across the country, with an average rate of 39 thefts per 1 lakh individuals, according to a [study](https://www.arfjournals.com/image/catalog/Journals Papers/JCCB/2025/No 1 (2025)/5_T Lakshmanasamy.pdf). A Hyundai insurance policy covers the replacement cost of your car up to its Insured Declared Value (IDV).

• Third-Party Car Insurance Plan

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• Standalone Own Damage Car Insurance Plan

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• Comprehensive Car Insurance Plan

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• Usage-Based Car Insurance Plan

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• Zero Depreciation Car Insurance Plan

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• Network Garage Availability: The best car insurance for Hyundai offers quick access to a garage offering cashless repairs. We have over 6300+ cashless garages across the country, including authorised service centres and multi-brand garages.

• 24/7 Claim Support: Resolve your queries and get instant claim support using our 24/7 customer support hotline (022-6489-8282). We have a team of 750+ claim specialists to help you with filing claims and documentation.

• Multiple Customisation Options: Tailor your chosen TATA AIG plan with 8+ car insurance add-ons to cover your needs. Protect your Hyundai car with add-ons like engine secure, zero depreciation and roadside assistance based on the risks you face.

• Easy Online Comparisons: Get detailed cost breakdowns when you compare car insurance plans on our website. We offer online calculators and comparison tools that help you find the best Hyundai car insurance online based on your needs.

• Instant Paperless Plans: Buy or renew your car insurance online in minutes on our website or app without any complex paperwork. Simply enter your car registration, and our platform fetches your Hyundai car insurance details for quick verification.

• Attractive Bonuses: Get attractive bonuses and discounts for purchases and renewals at any time of the year. We offer up to 90% off on online purchases and up to 50% savings on Hyundai insurance price with No Claim Bonus.

• Trusted, Reliable Brand: We have more than 25 years of industry experience, ensuring reliable and high-quality services and timely claim settlements. We also have a high Claim Settlement Ratio, showcasing our unwavering commitment.

What’s Covered

• Repair and replacement costs resulting from an accident
• Damage from fire, explosions and lightning
• Compensation up to the Insured Declared Value if the car is declared a total loss or theft
• Damage or loss while the car is in transit via rail, road, waterways, or air
• Natural calamities like floods, earthquakes, cyclones, landslides, typhoons, hailstorms, frost, etc.
• Manmade calamities like riots, vandalism, strikes and malicious acts
• Up to ₹15 lakhs of personal accident cover for death or disability of the owner-driver
• Third-party injuries, death, property damage and legal expenses

What’s Not Covered

• General maintenance costs, wear and tear and depreciation
• Any accident caused by alcohol or drug consumption
• Loss or damage outside the policy’s geographic area
• Any claim arising out of a contractual liability
• Loss, damage or expenses due to consequential loss

TATA AIG offers a large number of car insurance add-ons that let you customise your chosen plan. The complete list is available on our add-on cover page. Explore some useful add-ons for Hyundai cars:

• Roadside Assistance: The roadside assistance add-on lets you avail of 24/7 emergency assistance and breakdown services. It covers on-the-spot repairs, towing services, fuel assistance, taxi support, hotel arrangements, etc.

• Daily Allowance Plus: When your Hyundai car is being repaired under a claim, the Daily Allowance Plus offers an alternative transport or daily cash allowance, as per your choice.

• Emergency Medical Expenses: In the event of an accident, this add-on covers the medical treatment of the driver and co-passengers. It also covers ambulance expenses and supporting items like crutches and wheelchairs.

• Misfuelling Cover: If you fill in the wrong fuel in your Hyundai car, this add-on pays for flushing, draining and repairing the fuel system. It also reimburses wrong fuel costs up to ₹2000.

• Electric Surge Secure: A useful add-on for electric cars like the Hyundai Creta Electric and Ioniq 5, it covers damage and loss from electrical issues like arcing, short-circuiting and electrical leakage.

• Depreciation Reimbursement: Also called the zero depreciation cover, it pays for the depreciation amount deducted on car parts replaced during an own damage claim.

Get Instant Digital Policy

Simple, flexible car insurance policy at your fingertips

• Enter the Registration Number: Scroll up to our premium tool. Input your Hyundai car registration number and click on ‘Get Price’.

• Provide a Few Details: Enter a few basic details, including car model and variant, policy details and mobile number.

• Select Coverage Details: From the available plans, select the best insurance for the Hyundai car. Select your coverage limit, tenure and add-ons you wish to include.

• Pay the Premium: Check your premium quote, and if you want to proceed, pay the premium to complete your purchase.

• Select My Policy: Scroll to the top of this page and select the ‘My Policy’ menu, and click on ‘Login’.

• Log in: Sign in using your registered mobile number and OTP.

• Go to Policy Download: Navigate to the ‘Policy Download’ section and enter either your Hyundai car registration number or policy number to confirm.

• Download the Document: Click on the ‘Download Policy Document’ button to save a PDF copy to your device.

How to File a Claim

• Inform TATA AIG by calling our helpline. Then, file an online claim via our claim portal or by opening the TATA AIG app.
• Upload photos or videos of your damaged Hyundai car. Support the surveyor sent to the location to inspect your car and get the repair estimate.
• Take your car to the nearest network garage to get cashless repairs. If one isn’t available, get repairs at a non-network garage and file for reimbursement.
• For reimbursement claims, pay the bills on your own and collect the relevant documents. For cashless claims, inform us as soon as the repairs are completed.
• We will settle your cashless claim directly with the garage. For reimbursement claims, we will send the approved amount to your account after verification.

Documents Required for a Claim

• Duly filed claim form (cashless or reimbursement)
• Copy of Hyundai insurance documents
• Car registration certificate (RC)
• Driving licence of the person driving your vehicle during the incident
• FIR or police report for major damage, accidents and third-party claims
• Identity and address proof
• Repair estimate provided by the network garage
• Original bills and payment receipts
• Proof of damage (photos/videos)
• Medical bills for personal accident and third-party injury claims
• All original keys of your Hyundai vehicle
• Additional documents, such as NOC from the financier, court summons and death certificate, as applicable

The Hyundai car insurance price primarily depends on the type of policy. For third-party plans, a fixed premium rate is provided by the IRDAI based on engine and battery capacity. For own damage and comprehensive plans, the insurance provider decides the rates based on multiple factors, including add-ons, No Claim Bonus, your car’s IDV, age, registration location, and more.

Due to the complexity of premium calculations, the best way to estimate your insurance costs is to use our car insurance premium calculator. Simply enter the following details to find the premium amount instantly:

• Car registration number
• Make, model and variant
• Year of manufacture
• Existing policy number
• IDV and tenure
• Add-ons included
• No Claim Bonus and other discounts

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Disclaimer: The ex-showroom prices change with different locations, time, variants and accessories included. The third-party premium costs are fixed by the IRDAI and vary as per engine or battery capacity.